• Universities & Affiliated Colleges

    Since 2005, IO has partnered with Ontario’s Universities and their Affiliated Colleges to provide access to affordable financing for capital investments that support their position as world-class educational institutions.


    For a list of eligible Ontario Universities and Affiliated Colleges please see the program guidelines. (PDF)

    Eligible Projects

    IO loans can be used for any capital investments, including:

    • Construction or renovation of facilities (labs, recreational facilities, libraries, residences etc.) 
    • Energy efficiency projects (windows, doors, lighting, etc.) 
    • Water, hydro, HVAC and communications systems 
    • Accessibility improvements Vehicles and maintenance equipment
    • Daycare projects 

    Rates and Terms  

    IO’s lending rates provide equitable access to affordable financing for all clients. Please contact your Relationship Manager for today’s rate information. Universities & Affiliated Colleges may select repayment terms of 5 to 30 years, to match the life of the capital asset.

    For More Information  

    Contact one of our regional account managers today for any questions about the Loan Program.